Get the extra money you need to do the things you want. We can help you with a choice of competitive rates if you are looking for debt consolidation loan with the purpose of paying off your existing creditors. It may help you reduce the monthly repayments to your creditors.
Maybe you're thinking of building an extension, or have some urgent repairs.
A secured loan are often referred to as second mortgages because they have secondary priority behind your main (or first charge) mortgage could be the answer. Many people use them as a way to raise money instead of remortgaging.
To apply you must be a homeowner to get a second mortgage, although you do not necessarily need to live in the property. A second charge mortgage allows you to use any equity you have in your home as security against another loan. It means you will essentially have two mortgages on your home.
If your credit rating isn't great some mortgage lenders won’t lend to you but a secured loan could be the answer as often a lender may simply offer you a higher interest rate than they would if you had a "perfect" good credit score.
For more specific help and to talk through you options, call our team of expert advisers today