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Viewing entries tagged with 'advice'

Landlords have no knowledge of EPC rule changes

Posted by MMB Finance Swindon and Gloucester on 12 January 2022

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1 in 7 (15%) of landlords have no knowledge of the upcoming legislative changes to the Energy Performance Certificate (EPC). From 2025, all newly rented properties will be required to have an EPC rating of C or above. Currently properties only require an EPC rating of E or above. Existing tenancies will have until 2028 to comply with the new rule changes. 

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Adverse credit borrowers turning to professional advice

Posted by MMB Finance Swindon and Gloucester on 12 January 2022

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More than half of clients with adverse credit looking to buy a property say they would speak to a mortgage adviser to help them get a new mortgage. 54% of people with adverse credit say they would speak to a mortgage adviser to help them get a new mortgage, up from 44% when the study was last conducted in Spring 2021. However, 41% of respondents with adverse credit say they would feel uncomfortable talking to a professional adviser about their finances.

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50/30/20 rule in 2022

Posted by MMB Finance Swindon and Gloucester on 27 December 2021

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The popular 50/30/20 rule might help individuals in getting their finances on track for the New Year. Put simply, this rule is designed to help people manage their money in an effective way that should stand the test of time. The basic rule is to divide one's monthly income, after taxes, into three main spending categories which represent percentages.

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Government considers raising state pension age

Posted by MMB Finance Swindon and Gloucester on 15 December 2021

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The Government has launched a review of the state pension age and will consider bringing forward the rise in the age at which people become eligible for the state pension to 68, from the current entitlement age of 66, to 2037-39. 

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Who can inherit a State Pension if a loved one dies?

Posted by MMB Finance Swindon and Gloucester on 11 December 2021

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State pensions support millions of people across the UK, providing them with crucial financial support- with some relying on it as their sole source of income once they have retired. This money is paid in one of two ways and amounts with people on the full, new State Pension receiving £179.60 per week while anyone who receives the "old" basic State Pension (category A or B), is paid £137.60 per week. 

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